Water damage is one of the most common causes of home insurance claims. Water damage claims are the second largest frequent insurance claim, following wind and hail damage.  

While every insurance policy offers some degree of water damage coverage, most cover damage where the cause of loss was “sudden and accidental.” This includes water damage from burst pipes, sink or tub overflow, toilet or sewage backups, and water intrusion from breaches in a window or roof. Some policies contain water damage exclusions for certain perils. We work with you and your insurance to determine your level of coverage.

Unfortunately, not all water damage occurs suddenly. It can also appear gradually without notice, causing damaging affects on building materials, and furnishings with mold and warping.

Our professionals at All State Catastrophe stand ready to help get you determine your level of coverage and will work diligently to restore you to pre-loss condition!